Fleur Twohig

Fleur Twohig

EVP, Marketing Strategy and AI Delivery Wells Fargo Wealth Management
Fleur Twohig

Fleur Twohig is Executive Vice President and Co-Head of Marketing Strategy & Delivery, leading the evolution of marketing technology platforms that deliver personalized messaging and experiences to more than 70 million customers across digital, email, and physical channels. Her scope spans the full marketing lifecycle, including audience, content, experience, and analytics, with a focus on driving measurable outcomes and operational efficiency. She is currently advancing the Future Autonomous Marketing strategy, building a connected, agent-driven AI ecosystem to modernize marketing delivery at scale.

Previously, Fleur led multiple enterprise marketing technology transformations, including the implementation of a real-time decision engine delivering next-best customer conversations across digital and branch channels, and a digital experience development and testing platform, driving optimization at scale. She also led Branch and ATM Marketing Channel Strategy and Revenue Optimization for a 4,500-branch network.

Earlier in her career, Fleur held senior executive roles in Wholesale Banking, spanning relationship and sales strategy, analytics, and operating model transformation across more than 50 global businesses. She also served as Chief Operating Officer and Head of Strategy for Global Financial Institutions, leading large, complex organizations with significant international revenue portfolios. Fleur is recognized for her customer-centric leadership and her ability to partner across business, technology, analytics, and risk to deliver complex initiatives with speed and discipline.

Fleur is based in San Francisco, California.

Shaping the Future of CX For Modern Financial Institutions

9:00 AM KEYNOTE PRESENTATION: Is Your Organization Ready For The Second Front Office Wave?

Over the last two decades, marketing technology has oscillated between tools simple enough for marketers to operate independently and increasingly complex platforms requiring specialized technical expertise. Today, Agentic AI is creating a new path forward, offering organizations the opportunity to bridge this divide while tackling one of the industry's most persistent challenges: delivering truly personalized customer experiences at scale, especially within highly regulated and compliance-driven environments.

As customer expectations continue to rise, organizations are under pressure to increase marketing velocity, content output, and experience personalization by an order of magnitude while simultaneously improving efficiency and reducing costs. The question is no longer whether AI can help, but how to operationalize it responsibly and effectively across the enterprise.

In this session, Fleur Twohig and Giles Richardson share how Wells Fargo approached this challenge and transformed its marketing operating model through an innovative end-to-end agentic architecture. Attendees will learn practical lessons on combining AI agents, human expertise, governance, and compliance controls to accelerate delivery, unlock new levels of personalization, and prepare their organizations for the next evolution of customer engagement.

Key takeaways:

  • Understanding the "Second Front Office Wave" and its implications for marketing and customer experience organizations.
  • How agentic systems can dramatically increase personalization, speed, and scale while maintaining compliance.
  • Lessons learned from building an enterprise-grade, end-to-end agentic marketing solution.
  • Organizational, talent, and operating model changes required to fully realize the value of AI-powered customer engagement.

The future of marketing won't be defined by humans or AI alone. It will be shaped by organizations that learn how to orchestrate both.

Check out the incredible speaker line-up to see who will be joining Fleur.

Download The Latest Agenda